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Purchasing Airbnb Gift Cards Through Airbnb Can Trigger Pay Yourself Back : CreditCards

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I started the credit rebuilding journey four years ago and am now at a 790-810 between the 3 bureaus. My usage is at 8%. All of my current cards (BoA, Cap One, Amex, Discover) aside from this one have credit lines of $15,000+. I have one lonely Chase Freedom Unlimited card that I got a couple years ago with a $500 credit line. I requested a CLI 6 months ago and it was a hard pull and denied. I don’t want to request again at this point.

Would it hurt me much to just close it? Is it worth it to keep open? I use it for my auto pay utility bill every month. But otherwise don’t use it much because the credit line is so low.



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